What does PCI DSS stand for?

What does PCI DSS stand for?

• A. Acronym for 'Payment Card Industry Data Security Standard'.
• B. A protocol for cardholder data encryption.
• C. A type of bank transfer standard.
• D. A listing of merchant service providers.

Answer: (A)

PCI DSS stands for Payment Card Industry Data Security Standard. It’s the security framework created by the major card brands to protect cardholder data across the payment ecosystem. It isn’t a data encryption protocol—encryption can help meet the requirements, but PCI DSS covers a broader set of controls, including network security, access control, vulnerability management, monitoring, and incident response. It also isn’t a bank transfer standard or a listing of providers. The emphasis is on safeguarding cardholder data, not on transferring funds or cataloging merchants.

PCI DSS stands for Payment Card Industry Data Security Standard. It’s the security framework created by the major card brands to protect cardholder data across the payment ecosystem. It isn’t a data encryption protocol—encryption can help meet the requirements, but PCI DSS covers a broader set of controls, including network security, access control, vulnerability management, monitoring, and incident response. It also isn’t a bank transfer standard or a listing of providers. The emphasis is on safeguarding cardholder data, not on transferring funds or cataloging merchants.